Ally High Yield Savings

Ally's online savings account with consistently competitive APY, no minimum balance, and no monthly fees. Reliable workhorse for an emergency fund or cash sweep.

• U.S. resident, 18+ years old
• Valid Social Security Number

1. 01
   Open account online

   Application takes ~5 minutes, no credit pull.
2. 02
   Fund the account

   Transfer any amount — no minimum required.
3. 03
   Earn interest

   Interest compounds daily, credited monthly.

• APY is variable and can change at any time
• Up to 10 withdrawals per statement cycle
• FDIC insured up to $250,000