Capital One Venture X

Premium travel card with $300 annual travel credit, 10,000 anniversary miles, and Priority Pass lounge access. Effective annual fee drops to near zero with credits.

• Excellent credit (FICO 740+)
• U.S. resident with valid SSN
• Sufficient income to support credit limit

1. 01
   Apply for the card

   Online application with instant decision in most cases.
2. 02
   Spend $4,000 in 3 months

   Any purchases count except balance transfers and cash advances.
3. 03
   Receive 75,000 miles

   Posts within 1–2 billing cycles after meeting spend.

• $395 annual fee charged at account opening
• $300 annual travel credit through Capital One Travel
• 10,000 bonus miles every account anniversary
• Priority Pass and Capital One Lounge access included